I have just shown how to make a circular frame in Photoshop. The tutorial is here. You can make a square frame following the steps. But this is another way of making a Square Frame. All you need is a single photo.
Step 1 : I have opened this photo in Photoshop.
Step 2 : Click the Crop tool.
Step 3 : With the Crop Tool drag from the top left corner to the right bottom of the image.
Step 4 : Now press CTRL+SHIFT and drag either the bottom or top central handle outwards.
Step 5 : Now still keeping SHIFT+ALT pressed drag the middle corner handle either on the left side or the right side.
Step 6 : Press Enter. And there is your frame. If you want something more, just keep following.
Step 7 : Click the Magic Wand Tool.
Step 8 : Now click once on the White Frame with the Magic Wand. A selection of marching ants select the White portion.
Step 9 : Press CTRL+J. The White Frame will be cut and pasted onto Layer 1. The marching ants will automatically disappear. Now click the layer thumbnail again on Layer 1 and the marching ants will reappear.
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Step 13 : I have clicked on a Gradient, the one the small white hand points to in the bottom row.
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And this the effect I have got. So will you. It is as simple as that.
Step 14 : To undo a Gradient click at the top left or the first one in the top row. I am now clicking on the second Gradient on the top row.
This the effect you will get.
Step 15 : I have clicked on the fourth Style in the middle row.
And this is the effect I have got and so will you too. How long did it take? You can do it any version of Photoshop including Photoshop 7.
Other Photoshop tutorials are here.